About the team

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  DAVID TWIGDEN CEMAP MIFS DIPFA

  Director
  • Has over 35 years industry experience • First became an appointed representative of AXA Equity in 1986 • Founder of Twigden Asset Management and King Associates in 1988, providing independent financial advice across the whole of the market • David’s enthusiasm for teamwork was developed while playing for Bedford Rugby Club • David has built his business by listening to clients and offering a personal first class service
  
  
  
  
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  LOIS TWIGDEN BSC HONS DIPFA CEFA

  Financial Adviser
  • Graduated university with a First-Class Honours in Business • Graduate scheme at global brand Radisson and leading an award-winning team in Guest Relations • Led the financial operations of a global pharmaceutical business • Achieved level 4 Diploma for Financial Advisers and more qualifications adding further value to Twigden Asset and its clientele. • Lois enjoys spending time with her family and keeping fit • Achievements include London Marathon and Duke of Edinburgh gold
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  GEOFF SHARPE ACII FPFS

  Chartered Financial Planner
  • Over 47 years experience • Geoff’s qualifications include becoming a: Chartered Financial Planner, Fellow of the Personal Finance Society, Associate of the Chartered Insurance Institute and Affiliate Member of the Society of Trust and Estate Practitioners. • Also qualified as a Pension Transfer Specialist in 2000 and Gold Standard Defined Benefits pension transfer adviser. • Provides specialist advice on investments, retirement and Inheritance Tax planning. • Geoff is an avid cyclist and rides to Italy annually.
  
  
  
  
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  JOE HASTINGS DIPFA, CERT CII (MP)

  Financial Adviser
  • Joe graduated in 2012 • He has recently joined the Advisory team from the Paraplanning team • Joe has worked for Hargreaves Lansdown in the past - a FTSE 100 investment company • Joe worked in Property Management for a number of years, progressing into Mortgage Advice in the UK’s largest mortgage broking firm • Outside of the work, Joe is an avid gym-goer and is always striving to improve on his personal bests.
  
  
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  AZIM ISA CERT PFS, DIPFA

  Financial Adviser
  • Azim joined the industry in 1983 • He has worked both with High Street banks and assurance companies such as General Portfolio, GAN, and Canada Life. • Azim has been working as an Independent Financial Adviser with Twigden Asset Management for the last 10 years. • He speaks fluent Hindi, Punjabi and Urdu and can advise non-English speaking clients in their mother tongue. • He is qualified to give advice on all matters including protection, investments, inheritance tax planning and business protection
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  JOHN HYDE

  Mortgage Adviser
  • John joined in 2000 to run King Associates as an Independent Mortgage Advice Company. • John holds the CEMAP qualification and deals with all types of mortgages including secured and commercial loans. • He has worked in Bedford for over 30 years and has been heavily involved in local sports particularly cricket and football. • John strongly believes that being independent is crucial for any client looking for advice as all clients should have access to the whole of the mortgage market .